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Definition

Bike Insurance offers essential financial protection for motorcycles and scooters. It covers damages from accidents, theft, and natural disasters, as well as liability for third-party injuries and property damage. It's crucial for riders seeking peace of mind on the road.

How does it work?

You choose a bike insurance policy that suits your needs and pay an annual premium. In case of damage, theft, or an accident, the insurance covers the financial costs of repairs, replacements, or liabilities. Many policies also offer a No-Claim Bonus for claim-free years.

What’s Covered

Accidental Damagescovers repair costs for damages due to accidents.

Fire andExplosion compensation for damages from fire, explosions, and self-ignition.

Man-made Disastersprotection against vandalism, riots, strikes, and malicious acts.

Third-Party Lossesliability for damage or injury caused to a third party.

What’s Not Covered

Regular Wear and Tear standard aging and wear of the vehicle.

Driving Under Influence accidents occurring under the influence of drugs or alcohol.

Illegal Activities damages incurred while engaging in illegal activities or using the bike for unlawful purposes.

Non-Covered Geographical Areas accidents occurring outside the geographical limits specified in the policy.

Invalid Driving License accidents occurring while the rider has an invalid or no driving license.

POLICYERA BENEFITS

24/7 Claims Support

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