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Definition

Car Insurance provides essential coverage for your vehicle against various risks like accidents, theft, natural calamities, and third-party liabilities. It's a legal requirement and a crucial aspect of responsible vehicle ownership, offering financial protection and peace of mind.

How does it work?

Choose a policy that suits your needs and budget, and pay an annual premium. If your car is damaged or involved in an accident, the insurance compensates for repair costs, replacements, or third-party liabilities, depending on the policy coverage. Additional features like no-claim bonuses and add-ons can enhance your policy.

What’s Covered

Collision andOverturning damages to the car from collisions and overturning incidents.

Fire andExplosion compensation for damages caused by fire or explosions.

Third-Party Lossesfinancial liability for injury, death, or property damage to others.

Man-made Disasterscoverage for damages due to riots, strikes, and malicious acts.

What’s Not Covered

Regular Wear and Tear standard deterioration of the car over time.

Driving Under Influence accidents while under the influence of drugs or alcohol.

Illegal Activities damages while engaging in illegal activities or using the car for unlawful purposes.

Non-Covered Modifications damages related to modifications not declared or covered in the policy.

Unlicensed Driving incidents occurring while driving without a valid license.

POLICYERA BENEFITS

24/7 Claims Support

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