Fire & Burglary Insurance offers comprehensive protection for property and assets against the risks of fire, theft, and related perils.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Safeguard Your Property from Fire and Theft

Insurance Plans from ₹450/month

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Definition

Fire & Burglary Insurance provides a robust safety net against the destruction or loss of property due to fire and the risks associated with burglary and theft. It is vital for homeowners, business owners, and warehouse operators to protect their valuable assets and ensure financial stability.

How does it work?

Policyholders pay a premium to get coverage for potential risks of fire and burglary. In the event of a fire or burglary resulting in property damage or loss, the insurance policy provides compensation based on the policy terms. Understanding the policy’s coverage, exclusions, and deductibles is crucial for maximizing its benefits.

What’s Covered

Fire andAllied Perils coverage for loss or damage caused by fire, lightning, and explosion.

Burglary andHousebreaking Financial protection against losses from burglary, housebreaking, and theft.

Damage toExternal Doors and Windows: Compensation for damages to external doors, windows, and locks during a burglary.

Contents WithinPremises protection for contents within the insured premises during a fire or burglary

What’s Not Covered

War and Nuclear Risks exclusions for losses due to war, invasion, or nuclear activities.

Wilful Act or Negligence losses resulting from the insured's wilful act or gross negligence.

Unoccupied Premises damages or losses in premises unoccupied for a prolonged period, as specified in the policy.

Natural Wear and Tear exclusions for damage due to normal wear and tear, deterioration, or rust.

Illegal Activities losses resulting from illegal or criminal activities by the insured or their employees.

POLICYERA BENEFITS

24/7 Claims Support

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