Group Personal Accident Insurance offers collective coverage for employees, providing financial support in case of accidents leading to injury, disability, or death.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Empower Your Employees with Group Personal Accident Coverage

Plans from ₹250/employee/month

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Definition

Group Personal Accident Insurance provides a safety net for employees, covering accidental death, disability, and medical expenses. It's an essential part of employee benefits, offering peace of mind and financial support to the staff and their families in case of unexpected accidents.

How does it work?

Employers purchase the policy to cover their employees. In the event of an accident resulting in injury, disability, or death of an employee, the policy provides financial compensation based on the coverage terms. This collective coverage is cost-effective and provides a high level of protection for employees.

What’s Covered

Workplace Accidentsinjuries or fatalities occurring in the workplace or during work-related activities.

Travel-Related accidentsoccurring during business trips or work-related travel.

Offsite Accidentscoverage extends to accidents occurring outside the workplace, depending on policy terms.

What’s Not Covered

Intentional Self-Injury exclusions for self-inflicted injuries or suicide attempts.

Influence of Drugs or Alcohol accidents occurring under the influence of drugs or alcohol are not covered.

Criminal Acts injuries sustained while committing a crime or participating in illegal activities.

War and Civil Commotion accidents resulting from war, civil unrest, or similar events are typically excluded.

Pre-existing Conditions injuries related to pre-existing health conditions may not be covered.

POLICYERA BENEFITS

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