Home Insurance provides comprehensive protection for your residence and belongings against damage, theft, and liability claims.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Protect Your Home and Belongings with Reliable Insurance

Plans starting at ₹400/month

Home

DefinItion

Home Insurance is designed to protect one of your most significant investments – your home. It covers the structure and contents against a wide range of risks, including fire, theft, natural disasters, and other unforeseen circumstances. This insurance is crucial for homeowners and renters alike, offering financial security and peace of mind.

How does it work?

You pay a premium based on your home's value and the chosen coverage level. In case of damage or loss due to covered events, the policy compensates you, allowing for repairs, replacements, or restoration. It’s essential to understand the coverage scope, including any exclusions and deductibles, to fully utilize your policy.

What’s Covered

Structural Damagerepair or rebuilding costs for your home following damage from insured events.

Personal Belongingscompensation for damaged or lost personal items within the home.

Guest MedicalProtection coverage for medical expenses if a visitor is injured at your home.

Emergency Accommodationcosts for temporary housing if your home needs major repairs.

What’s Not Covered

Intentional Damages intentionally caused by the policyholder.

Normal Wear and Tear standard aging and deterioration of the home and contents.

War and Nuclear Hazards damages from war-related activities or nuclear incidents.

Certain Natural Disasters some policies may exclude specific natural events like floods or earthquakes.

Valuable Art and Jewelry high-value items might require additional coverage.

POLICYERA BENEFITS

24/7 Claims Support

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