Office Package Policy
Office Package Policy offers holistic protection for businesses, covering property damage, liability risks, and employee-related issues in the workplace.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Protect Your Business Premises with Office Package Insurance
Plans from ₹650/month
Definition
Office Package Policy is an all-encompassing insurance plan designed to protect businesses against various risks associated with running an office. This policy typically includes property damage coverage, liability protection, and employee-related insurance, ensuring that your business can operate smoothly despite unforeseen challenges.
How does it work?
Businesses pay a premium for the Office Package Policy, and in return, the insurance provides coverage for a range of incidents, from property damage due to fire or natural disasters to legal liabilities. The policy helps businesses manage the financial repercussions of such incidents, ensuring stability and continuity.
What’s Covered
Fire andAllied Perils coverage for damage caused by fire, lightning, explosion, storm, flood, etc.Building andContents protection for the physical structure of the office and its contents, including furniture, fixtures, and equipment.Employee Liabilitycoverage for legal liabilities related to employee injuries or illnesses at work.
Third-party Liabilityfinancial protection against claims from third parties for injuries or property damage.
What’s Not Covered
Intentional Damage exclusions for damages caused intentionally by the policyholder or employees.
Normal Wear and Tear standard degradation or deterioration of the office property is not covered.War and Nuclear Risks incidents arising from war, invasion, or nuclear activities are typically excluded.Contractual Liabilities liabilities arising out of contractual obligations are usually not covered.Illegal Activities losses resulting from illegal activities or violations of law by the policyholder or employees.
POLICYERA BENEFITS
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