Personal Accident Insurance offers financial security in case of accidents leading to injury, disability, or death, ensuring peace of mind.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Stay Covered Against Life's Uncertainties with Personal Accident Insurance

Plans from ₹300/month

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Definition

Personal Accident Insurance is a policy designed to provide financial support in the event of accidents resulting in injury, disability, or death. This coverage is crucial for individuals to safeguard themselves and their families against the financial impact of unforeseen accidents.

How does it work?

You pay a premium for a certain coverage amount. If you suffer an accident leading to injury, disability, or death (as covered by the policy), the insurance pays out a benefit. This payout can be used for various purposes, such as covering medical expenses or providing financial support during recovery.

What’s Covered

Injury Treatmentscosts related to medical treatment of injuries sustained in an accident.

Fractures andBurns compensation for specific injuries like fractures and burns resulting from accidents.

Emergency Evacuationexpenses for emergency medical evacuation necessitated by an accident.

What’s Not Covered

Self-Inflicted Injuries caused intentionally by the policyholder are not covered.

Accidents under Influence accidents occurring while under the influence of alcohol or drugs.

Participation in Illegal Activities injuries sustained while engaging in illegal activities.

Adventure Sports Injuries injuries from high-risk sports and activities, unless specifically covered.

Pre-existing Conditions accidents related to pre-existing health conditions might not be covered.

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