Super Top-Up
Super Top-Up Insurance provides additional health coverage beyond your existing policy, offering financial cushioning for unexpected medical expenses.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Maximize Your Health Coverage with Super Top-Up Insurance
Plans from ₹200/month.
Definition
Super Top-Up Insurance acts as an extension to your existing health insurance policy, kicking in when the sum insured of the primary policy is exhausted. It’s an economical way to increase your health coverage, providing an extra layer of financial security against high medical costs.
How does it work?
You select a deductible amount that aligns with your primary health insurance coverage. Super Top-Up Insurance activates after your medical expenses exceed this deductible, covering additional costs. This makes it a cost-effective solution for expanding your health coverage without significantly increasing your premium.
What’s Covered
Hospitalization Costsexpenses over the deductible for hospital stays, surgeries, and treatments.
Day-care Treatmentscovers medical procedures that don’t require overnight hospitalization.Pre andPost-Hospitalization Expenses medical costs before and after hospitalization.
Domiciliary Treatmentcovers treatment expenses incurred at home under specific conditions.
What’s Not Covered
Costs Below Deductible expenses within the deductible amount of the Super Top-Up policy.
Pre-existing Diseases ailments or conditions existing before the inception of the policy, subject to waiting periods.
Cosmetic and Elective Surgeries procedures not deemed medically necessary.Non-Allopathic Treatments alternative treatments like homeopathy or ayurveda, unless specified in the policy.Intentional Injury injuries resulting from self-inflicted harm or dangerous activities.
POLICYERA BENEFITS
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